As coronavirus leads to rise in insurance claims, this LIC agent travels Delhi-NCR on bike… and boats

Not solely has there been a rise within the individuals buying the coverage, however the excessive variety of deaths because of the coronavirus can also be resulting in extra claims being filed. (Picture: IE)

Coronavirus and life insurance coverage: Ever for the reason that coronavirus pandemic struck final 12 months, individuals have develop into extra aware about life insurance coverage and plenty of specialised insurance policies have additionally been launched by totally different life insurance coverage firms for COVID-19. That is in stark distinction to earlier than the pandemic, when individuals used to often ignore life insurance coverage. Not solely has there been a rise within the individuals buying the coverage, however the excessive variety of deaths because of the coronavirus can also be resulting in extra claims being filed. Amid this, the insurance coverage brokers have needed to put in for much longer hours travelling to the properties of individuals.

In response to a report in The Indian Categorical, 53-year-old LIC agent Binda Rawat has been travelling throughout Delhi-NCR for the previous decade and a half resulting from his work. However now, a rise within the variety of individuals availing and claiming insurance coverage has led to him placing in longer hours at work, and travelling for 100 kms on his motorbike on most days. Generally, he’s additionally required to journey through boat.

He lately needed to take a ship from DND to Uttar Pradesh’s Jharoda Khader to satisfy a household who misplaced their 12-year-old daughter resulting from COVID-19. He mentioned that he has needed to take a ship to the world many instances as a result of it’s the most handy method to attain there, including that often about 10 to fifteen boats are stationed near DND for this goal. The household had availed a household insurance coverage coverage, and so he needed to discuss to them and confirm and observe down the small print of the demise. He mentioned that he was used to this as a result of it was the process. The report added that almost all of Rawat’s purchasers are situated in and round Noida and Faridabad, whereas some are primarily based in Shahdara space of East Delhi.

With no fastened schedule, Rawat often has to start out his work day at 7 within the morning, solely reaching his rented condominium in Badarpur after 8 pm, whereas his spouse and three youngsters are staying of their hometown at Janakpur on the Nepal border. He mentioned that whereas his household typically worries about his security resulting from the truth that he typically has to work together with households the place somebody has died of COVID-19, he adopted all of the COVID-19 applicable protocol and had additionally acquired each the doses of vaccine.